Stanhouse Financial Planning is a fee-only, fiduciary, financial planning, and advisory firm serving the metro Atlanta area of Georgia and beyond. StanhouseFP provides financial planning and investment advice and management to our clients. We do not sell products, receive commissions, or any other third-party compensation: our advice is customized for you and delivered to serve only your best interests.
Peace of mind
This is our goal to deliver to clients. Peace of mind in your financial matters comes from knowing you have a trusted, experienced, competent financial professional working with you.
We feel honored to help our clients towards this goal.
Clients that come to us are looking for Trust, Experience, Competence, Compassion and Fairness.
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Trust
Fiduciary - means we are legally obligated to advise clients in what we believe to be their best interest.
Fee-only - means the only fees/income we receive comes directly from our clients.
Objective – means we are not influenced in the advice we give by how it effects our compensation.
Independent – means we are not tied to the products or influence of one company.
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Experience
Over ten years in business, and a life-time of personal investing. -
Competence
CFP® - Certified Financial Planner since 2012
NAPFA Member - National Association of Personal Financial Planners since 2009
GPN Member - Garrett Planning Network since 2009
Continuing Education - Continual in-person and virtual events throughout the year.
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Compassion/Accessible
We meet our clients at whatever stage they are at, and our engagement options make us more accessible than most Financial Planning firms. -
Fair and transparent fees
Our fees are clearly defined and very competitive compared to the industry.
We are happy to have an initial phone conversation with anyone.
However, although we would like to help everyone who comes to us, we do have a limited capacity and must refer some people on to others. We give preference to those with whom we feel we can make the biggest impact and those who we feel are a particularly good fit.
Our Clients
What types of clients does StanhouseFP work with?
We work with clients in all life phases: early years – in prime earning years – nearing retirement – in retirement, as well as divorcees, widows(ers) and lottery winners.
We work with folks from all walks of life, including the following:
Sr. corporate executivesHomemakers
Sales professionals
Information Technology professionals
Engineers
Administrative Assistants
Physicians
Scientists
Journalists
Authors
Musicians
Film industry professionals
Entrepreneurs
Small business owners
Teachers/Professors
Attorneys
Federal / State workers
What do all these types of people have in common – they all understand the value of objective financial advice.
Common topics addressed
Financial Planning and advice can include many possible topics.
Some typical concerns:
Appropriate rate of savings for your life stage and circumstancesMortgage payoff / home purchase decisions
Pension option decisions
Roth vs. Traditional IRA decisions
Efficient Retirement funding
Tax efficient decisions
401k option decisions
Social security decisions
College savings planning
Investment choice decisions
Retirement readiness / Planning / Projections
Consolidation of investment accounts
Disposition of old 401k accounts
(See Resources tab for more discussion of some detail on some of the most common topics.)
Investment Philosophy
In a nutshell we believe in risk-appropriate diversified portfolios of low-cost mutual funds, index funds or exchange traded funds(ETFs) work out best for most people in the long-run. We believe in long-term strategy over short-term tactics.
Relationship Options
There are three types of relationships we can have with clients. They are described below along with who is a good candidate for that type.
One-time project advice
Someone who knows they want help, but are not sure where to start.
Someone who may feel they have a pretty good handle on their own finances, but would like to have a professional provide a one-time objective review and advise on their situation.
On-going advisement (retainer) relationship
Someone who feels comfortable with performing most of the investment related activities themselves but wants to partner with a financial professional who is available as needed throughout the year for advice and consultation. They wish to have periodic review/updates, typically annually, to be sure they are on track.
On-going Investment management
Someone who would rather focus their time and energy on other things than keeping track of money and related actives such monitoring, making investment decisions and corresponding transactions.
During their working years they may want to focus on their career and family.
During their retirement years they may want to focus on enjoying life and family. They may prefer spending time for example on fishing/golf/travel/grandchildren rather than on spreadsheets.
